Bridge, Fix-And-Flip, Rental & Construction Loans

We're more than your local source for fix-and-flip, hard money, new construction, and rental property funding. We help small business operators, real estate investors, and contractors finance their business activities, even if it's your first time. In fact, our local loan programs can be tailored to your unique project specifications.

As one of the best private lenders in the bridge, rental & construction space, our borrowers rely on us to fund quickly. Real estate financing has never been this easy.

ICG10 recognizes how important speed, execution, and terms are for investors like you. We strive to provide the most competitive fix-and-flip, rental, and construction options in the market, and we tailor them to fit your needs.

You can say goodbye to the traditional banking process that takes 2 months to close. Our loans average a closing time of just 2 weeks. In fact, we’ve closed in as little as 2 days.

Fix-and-Flip Loans, Bridge Loans, Single & Blanket Rental Loans, Construction Loans, Investment Property Financing, Real Estate Funding, Multi-Family, Mixed-Use, Commercial, Industrial, Residentail, and Private Lending.

ICG10 - 24 Hour Fix & Flip Approvals! 100% of rehab money, bridge, hard money, land, rental, and construction options. Rates as low as 5.00%. With a quick 1-minute application, we can let you know preliminary terms. Apply Now! Get Started! Click Here!

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NAV Free Business & Personal Credit Scores! Online Business Loan Offers! Startup Funding, Unsecured Lines Of Credit, SBA 504 7a, Business Cash Advances, Real Estate Lending, Business Credit Building, Receivables Factoring, Business Loan Builder! Get Started! Click Here!

How to Finance a New or Growing Trucking Company

Down you own a small trucking or freight brokerage that needs funding? Read this article to learn about an effective and easy to obtain financing solution for transportation companies.

Trucking companies tend to be cash intensive businesses. To grow the company beyond the proverbial one person one truck business you will need access to capital or business financing. The big challenge is finding - and obtaining - business financing this environment. Even though the recession ended a long while back, we remain in a small business credit crunch. Most financial institutions are unwilling - or unable due to their financial problems - to provide business loans to small transportation companies.

The biggest problem for most trucking companies and brokerages is cash flow. This problem stems from the fact that most trucking companies and brokerages have immediate expenses but delayed revenues. In other words, they need to pay for drivers, repairs and fuel quickly. On the other hand, customers pay their invoices 30 to 60 days after service. This time gap between expenses and income forces trucking companies to dip into reserves to cover current expenses. And therein lies the problem since few companies have the required capital reserves to cover current expenses for up to 60 days, while growing the company at the same time.

The obvious solution to the problem is to reduce the time it takes for customers to pay you. This is easier said than done since customers like being able to pay in up to 60 days. It helps them with their own cash flow. One strategy is to offer the customer an incentive to pay quickly, such as a discount if they pay within 10 days. It's a good strategy, if your customers are willing to work with you. You will still be at the mercy of customers who may change their mind and opt out of the discount (and early payment). For many, the better solution is to use business financing.

There is one business financing solution that solves this cash flow problem and has remained available during the credit crunch. It's called freight bill factoring. Freight bill factoring allows you to have the equivalent of a quick pay on your freight bills, without having to worry about convincing your customers to pay quickly. So instead of waiting 60 days to get paid, you can get paid in a few days. This strengthens your cash flow and helps ensure you have the funds to meet current expenses and take on new loads.

Freight factoring works by using a financial intermediary called a factoring company. The factoring company advances funds based on your freight bills and holds the invoices until your customer pays in full. Once your customers pay, the transaction is settled. The factoring company's main collateral is the creditworthiness of the invoices it finances. This makes it a good solution for small carriers and brokerages whose biggest (or only) asset is a strong list of customers can benefit from this solution.

Factoring is an ideal solution for carriers and brokerages whose biggest challenge is not being able to wait 60 days for clients to pay their invoices.

Bad Credit History Loans - Bad Credit Disputes are Solved Easily

Bad credit history loans can surely be considered as a life savior for those individual's who are suffering from unfavorable credit scores. These will be offered to you on the basis of your current monetary standing as well as re - payment ability. Thus, in difficult times these loans are proved to be perfect for you. With the help of these loans you will be capable to access strong financial backing for meeting some of the essential fiscal needs that requires big budget. Under the provision of such loans, lenders are not bothered about your bad credit scores and allow you to acquire finance without feeling any kind of hesitation.

Here, all your bad credit excuses are acceptable which may be such as IVA, bankruptcy, late payments, insolvency, foreclosures, CCJs and so on. By simply repaying the loan installments within the stipulated time, you will get an amazing chance to improve your credit scores. Bad credit history loans can be acquired in both the forms which may be secured as well as unsecured form. This secured type of loan will be offered if you put any of your valuable assets such as your home, automobile, vehicles, shares or stocks as security to the lender against the particular loan you want to avail. With the help of these loans you can obtain large amount of loan at lower rate of interest and for a long time which varies from 5 to 25 years.

In comparison, unsecured type of loan is free from the obstruction of placing any of their valuable thing as collateral against the loan amount. With the help of Instant Bad Credit Loan you can derive sufficient loan funds till the flexible re - payment duration of 1 to 10 years. These loans certainly carry higher interest rates due to its security free nature.

The clients can even acquire this type of loan for fulfilling their various kinds of personal needs or desires and that may vary from one individual to another and even upon their preferences as well as choices. Their requirements may include all sorts of utility bills such as electricity bills, household bills, grocery bills, telephone bills, purchasing a vehicle expenses, educational bills which may include admission fees along with examination fees, medical expenses, wedding expenses, shopping bills, home improvisation bills, car repair bills and many more of similar sorts. So people with bad credit score can easily avail loan with the help of bad credit history loans.

Funding For Startups - How to Raise Capital for Your Small Business?

We acknowledge the plight of entrepreneurs and new businesses who struggle to raise essential capital and fail to take their brand or business to the next level. We believe,A Robust Online Platform for Startup Investing and Fundingpassionate entrepreneurs deserve passionate investors.

When you start a new business, the first and most common problem arises is to find the resources for funding. Besides having brilliant business ideas, most of the entrepreneurs fail to raise necessary funds and let their ideas sink. Due to the lack of funds, they never able to bring their ideas in to the reality. If you are planning to run a startup and want to raise capital for your business, then you should first check with the various funding avenues. Once you find different resources for fundraising, you can choose the best one that suits to your needs and you can promote your ideas in a manner convey your worth and bring money to develop your business. These important things can make a huge difference, especially, when you decide to start your own business.

Before knowing few brilliant funding options, it is better to know about some other possible options that can help you source your startup capital. If you conduct a profound research of a market, you will come across many options and choices. Research also helps you understand which option is good for your business. The best option to perform a research is the Internet. It provides you with a plethora of information where can get the answer of your question. If starting a small business is your plan, then you will find many helpful online resources that give you precious information about funding resources.

You can also find information in the newspapers. They are the excellent option to know the latest information about funding for startups. You can find news articles and fundraising ideas written by entrepreneurs to learn how to start a news business and raise funds. Furthermore, you can also get detailed information about resources with whom you can make a connection and achieve your goals.

Now, you should decide on a funding resource that you want to choose for raising capital for your startup. There are few wonderful funding options available in the market that can help you raise funds.

Equity Financing - It is one of the well-known forms of funding that help you get money for your business in the exchange of a part of your business ownership. Equity financing is usually offered by informal investors and venture capitalists. This is a good option to raise funds for your startups as you pay back your loan in a certain time frame.

Debt Financing - Banks and accredited government agencies offer loan to startups is called as a debt financing. You owe these agencies in this way of raising capital.

Crowdfunding - Crowdfunding is a superb option of online fundraising. It brings a community of investors, startups, entrepreneurs and business together and let them meet each other to accomplish their objectives. There are many Crowdfunding websites available on the internet that let you promote your promising ideas and materialize them in a better way.

If you really have that entrepreneur's instinct and a great business ideaFree Reprint Articles, then you no need to lose your hope. Above option will surely help you to make your dreams come true.

Qualifying For Personal Loans With Poor Credit Easily

Before starting the process of paperwork with a lending institution it is important to know exactly how much money you will need. Why are you in search of a personal loan? Do you need to consolidate some debt? Do you need a little bit of cash to get you through a rough patch? Is there a financial emergency that has come up that you need the money for right away? Knowing the specifics and exactly how much you will need it an important first step.

Where To Go

With poor credit it is much harder to get a loan through a typical lending institution, like a bank. But there are many other types of lending groups that will offer personal loan to someone with poor credit. It will require research and looking for what institution can offer the best interest rates with the best fees. Most often with poor credit the only way to get a personal loan it to pay a higher interest rate. To save money over time it is best to compile all information on the different loans available to you to see which one will offer the best interest rate, keeping your payments lower.

Affording the Loan

Once you have all the information compiled on the different loan options that you have available to you, you must really look at the bottom line in your choices. What monthly payment will you be able to afford to pay back every month and for how long will it take to pay it back? Be realistic with what monthly payment will work for your budget. This can be an important deciding factor when picking the best loan. Keep in mind that a smaller monthly payment often means a longer loan time frame. This means that it will take longer to pay the loan back. What can you afford in the short term and in the long term?

A lending company is going to make sure that you have income to pay the loan back. Even with a poor credit score a traceable monthly income will help to give you a better chance at getting a loan approved. If you have been in the same job or the same industry for several years this will also to help push your loan through.

Preparation

Once you have taken the steps to locate the best lending institution for your personal loan and have done all the research for the best loan to fit your budget and you needs it is time to compile all your information together. Loans frequently get held up because of a lack of information on the applicant. When getting a loan with poor credit it is important to have all your information available and ready to go before the application process even begins. This will show the lending institution offering your personal loan that you are taking the process seriously and you are responsible.

The Benefit of a Committed Line of Credit

A committed line of credit is different compared to other credit lines because it is a legal agreement that provides much greater protection to a business owner. Once an agreement is signed the lender is required to lend money to the borrower, provided that the borrower does not break any of the agreed upon conditions. The main benefit to a committed line of credit is that a lender is legally bound to provide funds to the borrower. Whereas, an uncommitted line of credit means a lender can suspend a credit line or even cancel a company’s credit line if they believe the market conditions are too risky.

This option puts a company’s access to credit at risk because the lender has the option to suspend or cancel a credit line at any time. One of the best examples of the risks involved with an uncommitted line of credit was during the recent economic downturn. As the financial markets began taking a turn for the worst banks responded to the risky market conditions. All across the country banks slashed and cancelled the credit lines of thousands of business customers without any advanced notice or warning. Many business owners depending on these credit lines had to close their doors; others downsized, moved to a more affordable location, or used personal savings to keep their businesses afloat.

A committed line of credit prevents this from happening to you. An uncommitted line can be withdrawn by a bank without prior notice. The only drawback to a committed line is that it will be more expensive so make sure you consider the pros and cons of each type prior to making a decision. Some lenders offer a committed line for a specific time period and following the end of the term there is a review for renewal. It is important to adhere to the term and conditions of the credit line because it can impact whether or not you will be granted another term.

So before you apply for a line of credit it’s important to be fully knowledgeable on all the types that are available. Whether you have less than perfect credit, a seasonal business, collateral, or strong financials, there may be a specific type of credit line that is better suited to fit your needs and that of your business.